Gemstone Expectations

Your Expectations...
The normal reaction after doing a Valuation depends on your level of expectation.

As a General rule, the more common reactions is 'How come the price is so high?' - or '...so low'.

You should realize that Gemological Lab Reports are done FOR INSURANCE REPLACEMENT PURPOSES.

That means it becomes a two edged sword.

The Insurance company covers your Gemstones for 12 months from the date of your policy. Therefore they need to ensure the price will be applicable some time into the future. One year ahead...

You may not lose your diamond until the last day of your cover, for example.

To that end, Gemstone Valuation Appraisals or Lab Reports have to 'Plan Ahead' somehow, and foresee what price the gemstone will be 12 months from now.

Other considerations are:

Exchange rates on the Dollar, Pound or Euro
What will the price of Gemstones be next year?
What will inflation do to prices?
What about Gem Merchants wages?

The list goes on...

To overcome this, the gemologist/appraiser will inflate the price slightly. The down side is, you will pay more for your policy. This leads directly to 'Your Expectations'.

Sometimes you may have paid too much for your gemstones - other times, you may have gained a Bargain.

If you think there is something seriously wrong, then by all means get a second opinion. Write to us or check the figures you entered are correct by going through them again inside the Lab Report itself.

Also don't value anything extraordinary.

If you have a 2.5 carat Alexandrite - see an expert.

Our system is designed under the 80/20 principle and we are more than happy for our Gemological Lab Reports to value the majority of Diamonds - Sapphires - Ruby - Emerald and even Opal - right up to some of the lesser valuable opaque or organic gems.

It will do a first rate valuation on most items.

All that remains is your participation. We can't do it for you!

But it couldn't be any simpler. We believe this information will assist you before you begin your report. We understand it is very frustrating to go so far and come across something unexpected.

We trust this page will alleviate that. All that is left is your First Step. Enjoy the experience.

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